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Single Life Suggested Maximum Gift Annuity Rates
Age | Rate | Age | Rate | |
5-11 | 3.8 | 69 | 6.2 | |
12-24 | 3.9 | 70 | 6.3 | |
25-31 | 4.0 | 71 | 6.4 | |
32-37 | 4.1 | 72 | 6.6 | |
38-41 | 4.2 | 73 | 6.7 | |
42-44 | 4.3 | 74 | 6.8 | |
45-47 | 4.4 | 75 | 7.0 | |
48-49 | 4.5 | 76 | 7.2 | |
50-52 | 4.6 | 77 | 7.4 | |
53 | 4.7 | 78 | 7.6 | |
54-55 | 4.8 | 79 | 7.8 | |
56-57 | 4.9 | 80 | 8.1 | |
58 | 5.0 | 81 | 8.3 | |
59 | 5.1 | 82 | 8.5 | |
60 | 5.2 | 83 | 8.7 | |
61 | 5.3 | 84 | 8.9 | |
62-63 | 5.4 | 85 | 9.1 | |
64 | 5.6 | 86 | 9.3 | |
65 | 5.7 | 87 | 9.5 | |
66 | 5.8 | 88 | 9.7 | |
67 | 5.9 | 89 | 9.9 | |
68 | 6.1 | 90+ | 10.1 |
Two Lives - Joint and Survivor Suggested Maximum Gift Annuity Rates
Younger Age | Older Age | Rate | Younger Age | Older Age | Rate | |
5 | 5 – 95+ | 3.6 | 72 | 73 | 5.8 | |
6 | 6 – 95+ | 3.6 | 72 | 74 – 75 | 5.9 | |
7 | 7 – 95+ | 3.6 | 72 | 76 | 6.0 | |
8 | 8 – 95+ | 3.6 | 72 | 77 – 78 | 6.1 | |
9 | 9 – 95+ | 3.6 | 72 | 79 – 80 | 6.2 | |
10 | 10 – 95+ | 3.6 | 72 | 81 – 83 | 6.3 | |
11 | 11 – 95+ | 3.6 | 72 | 84 – 95+ | 6.4 | |
12 | 12 – 95+ | 3.7 | 73 | 73 | 5.9 | |
13 | 13 – 95+ | 3.7 | 73 | 74 – 75 | 6.0 | |
14 | 14 – 95+ | 3.7 | 73 | 76 | 6.1 | |
15 | 15 – 95+ | 3.7 | 73 | 77 – 78 | 6.2 | |
16 | 16 – 95+ | 3.7 | 73 | 79 – 80 | 6.3 | |
17 | 17 – 95+ | 3.7 | 73 | 81 – 83 | 6.4 | |
18 | 18 – 95+ | 3.7 | 73 | 84 – 95+ | 6.5 | |
19 | 19 – 95+ | 3.7 | 74 | 74 | 6.0 | |
20 | 20 – 95+ | 3.7 | 74 | 75 | 6.1 | |
21 | 21 – 95+ | 3.7 | 74 | 76 | 6.2 | |
22 | 22 – 95+ | 3.7 | 74 | 77 – 78 | 6.3 | |
23 | 23 – 95+ | 3.7 | 74 | 79 – 80 | 6.4 | |
24 | 24 – 95+ | 3.7 | 74 | 81 – 83 | 6.5 | |
25 | 25 – 95+ | 3.8 | 74 | 84 – 95+ | 6.6 | |
26 | 26 – 95+ | 3.8 | 75 | 75 | 6.2 | |
27 | 27 – 95+ | 3.8 | 75 | 76 – 77 | 6.3 | |
28 | 28 – 95+ | 3.8 | 75 | 78 – 79 | 6.4 | |
29 | 29 – 95+ | 3.8 | 75 | 80 – 81 | 6.5 | |
30 | 30 – 95+ | 3.8 | 75 | 82 – 83 | 6.6 | |
31 | 31 – 95+ | 3.8 | 75 | 84 – 86 | 6.7 | |
32 | 32 – 95+ | 3.9 | 75 | 87 – 95+ | 6.8 | |
33 | 33 – 95+ | 3.9 | 76 | 76 – 77 | 6.4 | |
34 | 34 – 95+ | 3.9 | 76 | 78 – 79 | 6.5 | |
35 | 35 – 95+ | 3.9 | 76 | 80 – 81 | 6.6 | |
36 | 36 – 95+ | 3.9 | 76 | 82 – 83 | 6.7 | |
37 | 37 – 95+ | 3.9 | 76 | 84 – 85 | 6.8 | |
38 | 38 – 95+ | 4.0 | 76 | 86 – 88 | 6.9 | |
39 | 39 – 95+ | 4.0 | 76 | 89 – 95+ | 7.0 | |
40 | 40 – 95+ | 4.0 | 77 | 77 – 78 | 6.5 | |
41 | 41 – 95+ | 4.0 | 77 | 79 | 6.6 | |
42 | 42 – 95+ | 4.1 | 77 | 80 – 81 | 6.7 | |
43 | 43 – 95+ | 4.1 | 77 | 82 – 83 | 6.8 | |
44 | 44 – 95+ | 4.1 | 77 | 84 – 85 | 6.9 | |
45 | 45 – 46 | 4.1 | 77 | 86 – 87 | 7.0 | |
45 | 47 – 95+ | 4.2 | 77 | 88 – 90 | 7.1 | |
46 | 46 – 95+ | 4.2 | 77 | 91 – 95+ | 7.2 | |
47 | 47 – 95+ | 4.2 | 78 | 78 | 6.6 | |
48 | 48 – 51 | 4.2 | 78 | 79 | 6.7 | |
48 | 52 – 95+ | 4.3 | 78 | 80 – 81 | 6.8 | |
49 | 49 – 50 | 4.2 | 78 | 82 | 6.9 | |
49 | 51 – 95+ | 4.3 | 78 | 83 – 84 | 7.0 | |
50 | 50 – 56 | 4.3 | 78 | 85 – 86 | 7.1 | |
50 | 57 – 95+ | 4.4 | 78 | 87 – 88 | 7.2 | |
51 | 51 – 54 | 4.3 | 78 | 89 – 91 | 7.3 | |
51 | 55 – 95+ | 4.4 | 78 | 92 – 95+ | 7.4 | |
52 | 52 – 53 | 4.3 | 79 | 79 | 6.8 | |
52 | 54 – 95+ | 4.4 | 79 | 80 – 81 | 6.9 | |
53 | 53 – 58 | 4.4 | 79 | 82 | 7.0 | |
53 | 59 – 95+ | 4.5 | 79 | 83 – 84 | 7.1 | |
54 | 54 – 56 | 4.4 | 79 | 85 | 7.2 | |
54 | 57 – 63 | 4.5 | 79 | 86 – 87 | 7.3 | |
54 | 64 – 95+ | 4.6 | 79 | 88 – 89 | 7.4 | |
55 | 55 | 4.4 | 79 | 90 – 92 | 7.5 | |
55 | 56 – 60 | 4.5 | 79 | 93 – 95+ | 7.6 | |
55 | 61 – 95+ | 4.6 | 80 | 80 | 6.9 | |
56 | 56 – 59 | 4.5 | 80 | 81 | 7.0 | |
56 | 60 – 64 | 4.6 | 80 | 82 | 7.1 | |
56 | 65 – 95+ | 4.7 | 80 | 83 | 7.2 | |
57 | 57 – 58 | 4.5 | 80 | 84 – 85 | 7.3 | |
57 | 59 – 62 | 4.6 | 80 | 86 | 7.4 | |
57 | 63 – 95+ | 4.7 | 80 | 87 – 88 | 7.5 | |
58 | 58 – 61 | 4.6 | 80 | 89 | 7.6 | |
58 | 62 – 66 | 4.7 | 80 | 90 – 92 | 7.7 | |
58 | 67 – 95+ | 4.8 | 80 | 93 – 95+ | 7.8 | |
59 | 59 | 4.6 | 81 | 81 | 7.1 | |
59 | 60 – 64 | 4.7 | 81 | 82 | 7.2 | |
59 | 65 – 68 | 4.8 | 81 | 83 | 7.3 | |
59 | 69 – 95+ | 4.9 | 81 | 84 | 7.4 | |
60 | 60 – 62 | 4.7 | 81 | 85 | 7.5 | |
60 | 63- 66 | 4.8 | 81 | 86 – 87 | 7.6 | |
60 | 67 – 71 | 4.9 | 81 | 88 | 7.7 | |
60 | 72 – 95+ | 5.0 | 81 | 89 – 90 | 7.8 | |
61 | 61 | 4.7 | 81 | 91 | 7.9 | |
61 | 62 – 64 | 4.8 | 81 | 92 – 94 | 8.0 | |
61 | 65 – 68 | 4.9 | 81 | 95+ | 8.1 | |
61 | 69 – 73 | 5.0 | 82 | 82 | 7.3 | |
61 | 74 – 95+ | 5.1 | 82 | 83 | 7.4 | |
62 | 62 – 63 | 4.8 | 82 | 84 | 7.5 | |
62 | 64 – 66 | 4.9 | 82 | 85 | 7.6 | |
62 | 67 – 70 | 5.0 | 82 | 86 | 7.7 | |
62 | 71 – 75 | 5.1 | 82 | 87 | 7.8 | |
62 | 76 – 95+ | 5.2 | 82 | 88 | 7.9 | |
63 | 63 – 65 | 4.9 | 82 | 89 – 90 | 8.0 | |
63 | 66 – 68 | 5.0 | 82 | 91 | 8.1 | |
63 | 69 – 72 | 5.1 | 82 | 92 – 93 | 8.2 | |
63 | 73 – 95+ | 5.2 | 82 | 94 – 95+ | 8.3 | |
64 | 64 | 4.9 | 83 | 83 | 7.5 | |
64 | 65 – 67 | 5.0 | 83 | 84 | 7.7 | |
64 | 68 – 70 | 5.1 | 83 | 85 | 7.8 | |
64 | 71 – 73 | 5.2 | 83 | 86 | 7.9 | |
64 | 74 – 78 | 5.3 | 83 | 87 | 8.0 | |
64 | 79 – 95+ | 5.4 | 83 | 88 | 8.1 | |
65 | 65 | 5.0 | 83 | 89 | 8.2 | |
65 | 66 – 68 | 5.1 | 83 | 90 – 91 | 8.3 | |
65 | 69 – 71 | 5.2 | 83 | 92 | 8.4 | |
65 | 72 – 74 | 5.3 | 83 | 93 – 95+ | 8.5 | |
65 | 75 – 78 | 5.4 | 84 | 84 | 7.8 | |
65 | 79 – 95+ | 5.5 | 84 | 85 | 7.9 | |
66 | 66 – 67 | 5.1 | 84 | 86 | 8.0 | |
66 | 68 – 69 | 5.2 | 84 | 87 | 8.2 | |
66 | 70 – 72 | 5.3 | 84 | 88 | 8.3 | |
66 | 73 – 75 | 5.4 | 84 | 89 | 8.4 | |
66 | 76 – 79 | 5.5 | 84 | 90 | 8.5 | |
66 | 80 – 95+ | 5.6 | 84 | 91 – 92 | 8.6 | |
67 | 67 – 68 | 5.2 | 84 | 93 – 95+ | 8.7 | |
67 | 69 – 70 | 5.3 | 85 | 85 | 8.1 | |
67 | 71 – 73 | 5.4 | 85 | 86 | 8.2 | |
67 | 74 – 75 | 5.5 | 85 | 87 | 8.3 | |
67 | 76 – 79 | 5.6 | 85 | 88 | 8.5 | |
67 | 80 – 95+ | 5.7 | 85 | 89 | 8.6 | |
68 | 68 – 69 | 5.3 | 85 | 90 | 8.7 | |
68 | 70 – 71 | 5.4 | 85 | 91 | 8.8 | |
68 | 72 – 73 | 5.5 | 85 | 92 – 95+ | 8.9 | |
68 | 74 – 76 | 5.6 | 86 | 86 | 8.3 | |
68 | 77 – 79 | 5.7 | 86 | 87 | 8.5 | |
68 | 80 – 82 | 5.8 | 86 | 88 | 8.6 | |
68 | 83 – 95+ | 5.9 | 86 | 89 | 8.8 | |
69 | 69 – 70 | 5.4 | 86 | 90 | 8.9 | |
69 | 71 – 72 | 5.5 | 86 | 91 | 9.0 | |
69 | 73 – 74 | 5.6 | 86 | 92 – 95+ | 9.1 | |
69 | 75 – 76 | 5.7 | 87 | 87 | 8.7 | |
69 | 77 – 79 | 5.8 | 87 | 88 | 8.8 | |
69 | 80 – 82 | 5.9 | 87 | 89 | 9.0 | |
69 | 83 – 95+ | 6.0 | 87 | 90 | 9.1 | |
70 | 70 | 5.5 | 87 | 91 – 95+ | 9.3 | |
70 | 71 – 72 | 5.6 | 88 | 88 | 9.0 | |
70 | 73 – 74 | 5.7 | 88 | 89 | 9.2 | |
70 | 75 – 76 | 5.8 | 88 | 90 | 9.4 | |
70 | 77 – 78 | 5.9 | 88 | 91 – 95+ | 9.5 | |
70 | 79 – 81 | 6.0 | 89 | 89 | 9.4 | |
70 | 82 – 95+ | 6.1 | 89 | 90 | 9.6 | |
71 | 71 | 5.6 | 89 | 91 – 95+ | 9.7 | |
71 | 72 – 73 | 5.7 | 90 | 90 | 9.8 | |
71 | 74 | 5.8 | 90 | 91 – 95+ | 9.9 | |
71 | 75 – 76 | 5.9 | 91 | 91 – 95+ | 9.9 | |
71 | 77 – 78 | 6.0 | 92 | 92 – 95+ | 9.9 | |
71 | 79 – 80 | 6.1 | 93 | 93 – 95+ | 9.9 | |
71 | 81 – 95+ | 6.2 | 94 | 94 – 95+ | 9.9 | |
72 | 72 | 5.7 | 95+ | 95+ | 9.9 |
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